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    Consolidating private student loans bank of america

    The problem for most college students is not a history of bad credit, but rather a credit history that simply does not include enough entries.

    Without a long history of repayment successes, your ability to secure funds from traditional independent lenders may be limited to risky high-interest loans.

    Unless your college fund is well-stocked, you’ll be scraping for student financial aid along with your school-mates.

    Grants and scholarships provide assistance that is not repaid.

    To increase college access for a wider cross-section of potential students, the Federal Government also puts forth low-interest long-term loans.

    The popular Stafford Loan program, a long-time federal financial aid stalwart, has recently been changed to accommodate modern students.

    FAFSA formulas distill family data to forecast where each student stands in terms of meeting education expenses.

    Expected Family Contribution (EFC) is an important reference number that is submitted along with your Student Aid Report to each of the colleges you are considering attending.

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