The law requires you to place the money in the hand of the creditor, and mailing is merely a convenience for which you take your chances.Occasionally, I like to skim through Reddit’s personal finance section for any interesting money topics.However, I think it is unlikely he would suffer any damages by its early payment.Typical losses would be dishonor of subsequent items. Texas\'s Uniform Commercial Code (UCC) is contained in the Business & Commerce Code.Additionally, you, as the professor, could really teach him some law by calling and telling him that (1) you are closing his account; and (2) a check for the balance in his account is in the mail.I wonder if his law professors taught him that his bank has the right to close his account at any time.It's no longer a good defense to say that you placed the amount owing in the mail on the due date.
Then, I spoke with a friend who happens to be a Chase banker, who generalized what a teller would do if a customer came in to deposit or cash a post-dated check before the date shown.
When you post-date a check, you put a future date on the check with the idea that the recipient does not deposit it until that written date. So, I post-date the check so that the check recipient knows not to deposit that check until that date.
But, what if the check recipient doesn’t listen to my instruction and deposits the check before the written date?
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