When doing a soft credit check you are only pulling your credit score to view how you are performing, not because you are applying for a loan or other type of credit that you are hoping to get approved for.
You do a free credit check online as many times as you like (at a cost if done more than once monthly) and it will not affect your credit standing.
Other credit score models include the FICO score, which uses a different methodology to calculate your credit.
You can use our reports to determine the types of accounts you have open, your credit utilization, and many other important metrics that you need to know in order to understand where you stand on the credit range.
This will help you determine your financial health.
Our patented analysis takes a look at your credit history and any debt situation daily and advises you on how much you can save on loans, credit card debt, and your home mortgage.Other popular credit score range formulas exist, such as the Vantage Score, which is what Trans Union, our credit score provider uses. Checking your credit score with Credit Sesame is easy and can be done every month to see how your credit is performing.Checking your credit score is quite easy with Credit Sesame and can be done in 90 seconds.Some of those factors are your payment history, credit utilization rate, credit age, account types, and the amount of credit inquiries you have on your account.More importantly, it also matters that type of inquiries that occurred.