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    Collections software and downloads can outfit your computer with reports, forms, skip tracing, employment tracking, and security profiles, among other things.

    Design, or hire someone to design, brochures, signs, business cards and letterhead for your debt collection business.

    You also have to register for state and local taxes, obtain a tax identification number, workers' compensation, unemployment and disability insurance.

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    They also offer online support and the newest available online education tools.

    Kristie Lorette started writing professionally in 1996.

    She earned her Bachelor of Science degree in marketing and multinational business from Florida State University and a Master of Business Administration from Nova Southeastern University.

    However, it does require some cash with which to start.

    Your commission from clients ranges from 20 to 30 percent of what you collect, but commissions do not arrive until the payment comes in from the debtors.

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